Fighting For Compensation After A Flood Or Water Damage
For most Canadians, buying a home is one of the most important purchases a person will make in their lifetime. No matter how well a home is built, it is still susceptible to property damages that are out of your control such as fires, floods or unforeseen acts of nature.
At Blackburn Lawyers, our team advocates for your right to meaningful compensation for your losses after a flood or water damage. We help clients throughout Richmond Hill, Ontario, fight for amounts higher than the minimum requirements offered by insurance companies.
Why Hire a Lawyer for Flood Insurance Claim?
While many home owners or business owners are fully aware of what their insurance plan covers, many are unaware of what their insurance plans do not cover. This is one of the reasons why you should consult with an insurance lawyer when you’re about to or have already commenced filing a flood insurance claim.
Our team of seasoned insurance experts at Blackburn Lawyers have many years of experience in dealing with flood insurance claims. We are renowned for rigorously defending the rights of our clients and ensuring that we work with our clients to obtain the legal compensation they rightfully deserve and are entitled to.
Filing flood insurance claims can be riddled with many complexities – primarily legal language and processes that insurance companies- use in determining the payout of the insured. Claims of this nature are highly time-sensitive and if you don’t act fast with proper representation you may be at a disadvantage in advancing your flood insurance claim.
Compensation Outside What Your Flood Insurance Covers
After a flood occurs – homeowners and business owners can suffer substantial financial losses and substantial property damage. Most individuals however believe that their insurance policy will cover these losses. The Insurance Bureau of Canada states that 39% of Canadians believe that they are covered through their insurance provider for damages caused by flooding due to the melting of large quantities of snow and ice.
What they don’t know is that they are wrong – damages caused by melting or moving snow is generally not covered under most home insurance plans. A situation such as this is often referred to as an uninsurable peril – as damage caused by melting or moving snow is considered predictable.
Fortunately for our clients, our team of legal professionals are very familiar with home owner insurance policies in Ontario – which allows our firm to ensure our clients obtain the maximum compensation they are entitled to after sustaining damages and losses due to a flood.